PayNeo Logo

Empowering India’s Next Billion with
Smart Finance

PayNeo unifies instant UPI payments, microloans, family-safe teen finance, and global transfers giving you full control and convenience, all in one secure app. Discover the smarter way to bank, pay, and grow.

Our Vision

Unified, Secure, and Inclusive Digital Finance

We are building PayNeo to empower India's next billion with a single, trusted app for UPI payments, instant microloans, teen-safe wallets, and affordable global transfers. Finance should be simple, fair, and accessible for everyone teens, families, freelancers, and businesses alike. Together, we're creating a financial ecosystem that is inclusive, transparent, and empowering for every user and enterprise.

not everyone pays the same price.

thestoryofpayneobeginswithfairness.webelieveindividualsandbusinessesdeserveaccesstosmartermoneytoolsthatempowerthemtogrow.simplepayments,accessiblecredit,andseamlessglobaltransfers,withoutthehiddenfeesandunfairbarriers.thisisthefuturewe’rebuilding.jointhemovement,takecontrolofyourmoney,andexperiencethefreedomyoudeserve.

Our Features

One trusted app for instant UPI payments, microloans, family-safe wallets, cross-border transfers, and next-gen analytics & rewards — empowering India’s next billion.

Payments

Instant UPI Payments

Fast, seamless daily transactions for everyone.

Credit

Microloans for Underbanked

Instant credit for students, freelancers, gig workers.

Family Finance

Teen Wallets & PayNeo Protect

India’s first safe, controllable wallets with real-time parental oversight and premium membership.

Global

Cross-Border Transfers

Low-cost, fast global payouts with better forex rates.

SME

SME Supply Chain Finance

Instant invoice financing, cash flow tools, and sustainable business rewards.

Super App

Unified Super App

Lending, payments, global transfers, and smart insights in one trusted platform.

Insights

Smart Spend Analytics

AI-powered tools and customizable goals for informed money decisions.

Security

Advanced Security

Multi-layer authentication, AI-driven fraud monitoring, and robust compliance.

Engagement

Gamified Rewards

Earn cashback, hit milestones, and boost engagement via fun challenges.

Rewards

Sustainable Business Rewards

Lower fees and special incentives for ESG-aligned businesses.

Security & Trust

Bank-Grade Security

Your money and data are protected by enterprise-level security that meets the highest industry standards.

RBI/NBFC Partner
ISO 27001 Certified

End-to-End Encryption

Your transactions and data are fully encrypted with industry-standard security.

AI-driven Fraud Detection

Powered by advanced AI to proactively protect your account from suspicious activities.

Secure Onboarding

Multi-factor verification and robust KYC checks to keep your account safe.

Real Rewards

Cash, not coins.

Rewards that actually reward.

Points are cool. But real money is cooler. With PayNeo, earn actual rupees every time you spend. Instant cashbacks, no hidden hoops, direct to your wallet.

Frequently Asked Questions

Got Questions?

Everything you need to know about PayNeo and how it's revolutionizing finance for modern India.

Still have questions?

Contact Support

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